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Original Medicare Coverage FAQ
Original Medicare includes two parts: Medicare Part A (covering hospital expenses) and Medicare Part B (providing medical coverage). It's a national health insurance plan for people aged 65 and above, those under 65 with specific disabilities, and anyone, regardless of age, diagnosed with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig’s disease.
Medicare Advantage FAQ
Medicare Advantage plans (Part C) bundle Parts A, B, and D into one plan. They offer all the benefits of Medicare Part A and of Medicare Part B. Additionally, Medicare Advantage plans may include Prescription drug coverage (Part D), regular vision, dental, and hearing care, fitness perks and wellness programs and other extras. Keep in mind, not all plans are offered in every area.
Prescription Drug Plan FAQ
Medicare Part D is about prescription drug coverage. These plans, known as PDP, assist with the costs of medications prescribed by your doctor. They're offered by private insurance companies authorized by Medicare. The U.S. government decides which drugs are covered, but beyond that, each Part D plan covers a unique set of medications. It's crucial to ensure that the plan you choose includes the drugs you need. Most Medicare Advantage Plans (Part C) already incorporate Part D prescription drug coverage, bundled with hospital and medical coverage. Alternatively, you can opt for a separate Part D plan alongside Original Medicare, a Medicare Supplement Insurance plan, or a Private Fee-For-Service plan.
Medicare Supplement FAQ
Limited Income & Resources?
You may be able to get help from your state with other Medicare costs under the Medicare Savings Program.
Medicare Eligibility FAQ
Medicare & Working Past 65 FAQ
Medicare Enrollment FAQ
Medicare Costs FAQ
Understanding Medicare costs is crucial. Typically, there's no premium for Original Medicare Part A. However, the premium for Original Medicare Part B varies depending on your income and can change annually. Both Part A and Part B also come with deductibles and coinsurance. You might qualify for assistance with these Medicare costs.